My credit card has been hacked!

Just when this day couldn't get any worse. I found out that my credit card has been hacked.

Earlier today, I was trying to budget my expenses so since I didn't have my credit card bill yet I called the hotline to check my balance. I couldn't believe what I just heard so I asked the customer support person to tell me all my transactions since the time I paid my last bill. Everything matched my records and receipt except for one transaction:

A cash advance of Php 7,000 from China Bank last December 8, 2009

I was like WTF?! That just can't be! Here's why:

1.  I have never used and inserted my credit card in any ATM machines ever. I have been warned long before by my friends that cash advances have high interests. So it has never crossed my mind to do that.

2. I don't even know my PIN! Because of #1, I threw away my PIN a long time ago since I didn't have any plans of doing their Cash Advance thing.

3. I had my credit card the whole day with me. Didn't have work on that day. So DJ and I along with our other Fil-Am friends went to Divisoria early in the morning for some Christmas gift-shopping and pasalubong-shopping for their families and friends in the States. Got home around 12 noon and napped til 5 in the afternoon. Went to Robinson's Ermita for a quick dinner and stayed in Starbucks til past midnight coz DJ had to study. I never used my credit card that day.

This totally ruined my day. The customer support person filed for an investigation already and it's gonna take around 45 days. I hope they do something about it sooner than that because there's no way i'm paying 7,000 pesos.